/* ================= service PAGE ================= */

/* ==============================
   DEBT COLLECTION HERO
============================== */
body {
 
  margin: 80px 0 0 0;
  color: var(--contact-text);
  background: #fff;
  font-family: Arial, Helvetica, sans-serif;
  -webkit-font-smoothing: antialiased;
}
.service-hero {
  position: relative;
  isolation: isolate;
  display: flex;
  min-height: 480px;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  padding: 80px 24px;

  background:
    linear-gradient(
      110deg,
      rgba(7, 17, 43, 0.92),
      rgba(12, 35, 83, 0.78)
    ),
    url("../images/debt-collection.jpg") center / cover no-repeat;

  color: #ffffff;
  text-align: center;
}

/* Blue decorative glow */
.service-hero::before {
  position: absolute;
  z-index: -1;
  top: -150px;
  right: -100px;
  width: 380px;
  height: 380px;
  border-radius: 50%;
  background: rgba(36, 99, 235, 0.20);
  filter: blur(90px);
  content: "";
  pointer-events: none;
}

/* Overlay */
.service-hero .overlay {
  position: absolute;
  z-index: -1;
  inset: 0;
  background: linear-gradient(
    90deg,
    rgba(5, 12, 30, 0.30),
    rgba(13, 35, 78, 0.18)
  );
}

/* Hero content */
.service-hero .hero-content {
  width: 100%;
  max-width: 950px;
  margin-inline: auto;
}

.service-hero .hero-content h2 {
  margin: 0 0 24px;
  color: #ffffff;
  font-size: clamp(36px, 5vw, 60px);
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -1.5px;
}

/* Blue accent underline */
.service-hero .hero-content h2::after {
  display: block;
  width: 72px;
  height: 4px;
  margin: 20px auto 0;
  border-radius: 10px;
  background: #4778ff;
  content: "";
}

.service-hero .hero-content p {
  margin: 0;
  color: #e1e9f8;
  font-size: clamp(15px, 1.6vw, 19px);
  font-weight: 400;
  line-height: 1.9;
  letter-spacing: 0.15px;
}

/* Tablet */


/* Breadcrumb */
.breadcrumb {
  position: absolute;
  top: 30px;
  left: 40px;

  background: white;
  padding: 12px 20px;
  border-radius: 8px;

  font-size: 15px;
  font-weight: 500;
  color: #241fc1;

  z-index: 2;
}

.dept-box {
  background: #f5f7fa;

}
/* Hero Text */


.td-video-section {
  padding: 100px 60px;
  background: #f5f7fa;
}

.td-video-container {
  display: flex;
  gap: 60px;
  align-items: center;
  max-width: 1300px;
  margin: auto;
}

/* Video */

.td-video {
  flex: 1;
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.1);
}

.td-video iframe {
  width: 100%;
  height: 400px;
}

/* Text */

.td-video-text {
  flex: 1;
}

.td-video-text h2 {
  font-size: 42px;
  color: #241fc1;
  margin-bottom: 15px;
  padding: 10px;
  font-weight: 800;
}

.td-video-text .quote {
  font-size: 30px;
  padding: 10px;
  font-style: italic;
  color: #241fc1;
  margin-bottom: 30px;
}

.td-video-text p {
  font-size: 18px;
  padding: 20px;
  line-height: 1.7;
  color: #444;
}



.td-methods {
  padding: 100px 60px;
  background: #f4f7fb;
}

.td-methods-container {
  max-width: 1300px;
  margin: auto;
  display: flex;
  gap: 60px;
  align-items: center;
}

/* LEFT TEXT */

.td-methods-text {
  flex: 1;
}

.td-methods-text h2 {
  font-size: 44px;
  color: #241fc1;
  margin-bottom: 40px;
  font-weight: 800;
}

/* BULLET LIST */

.td-list {
  list-style: none;
  padding: 10px;
}

.td-list li {
  font-size: 18px;
  line-height: 1.8;
  margin-bottom: 20px;
  position: relative;
  padding-left: 30px;
  margin-bottom: 15px;
}

.td-list li::before {
  content: "✔";
  position: absolute;
  left: 10px;
  top: 300px;
  color: #241fc1;
  font-weight: bold;
}

/* Blue icon bullet */

.td-list li::before {


  left: 0;
  top: 6px;
  width: 22px;
  height: 22px;

}

/* RIGHT IMAGE */

.td-methods-image {
  flex: 1;
}

.td-methods-image img {
  width: 100%;
  border-radius: 25px;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.15);
}

.tinor-ethical {
  padding: 100px 60px;
  background: #f2f5f9;
}

.tinor-ethical-header {
  text-align: center;
  max-width: 900px;
  margin: auto;
  margin-bottom: 70px;
}

.tinor-ethical-header h2 {
  font-size: 42px;
  color: #241fc1;
  font-weight: 800;
  margin-bottom: 20px;
}

.tinor-ethical-header p {
  font-size: 18px;
  color: #555;
  line-height: 1.6;
}

/* CARDS GRID */

.tinor-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
  max-width: 1300px;
  margin: auto;
}

/* CARD */

.tinor-card {
  background: white;
  padding: 45px 35px;
  border-radius: 18px;
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.08);
  position: relative;
  transition: 0.3s;
}

.tinor-card:hover {
  transform: translateY(-8px);
}

/* Right blue line accent */

.tinor-card::after {
  content: "";
  position: absolute;
  right: 0;
  top: 20%;
  width: 6px;
  height: 60%;
  background: #241fc1;
  border-radius: 10px;
}

/* Icon */

.icon-circle {
  width: 70px;
  height: 70px;
  background: #241fc1;
  color: white;
  font-size: 30px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 25px;
}

/* Text */

.tinor-card h3 {
  font-size: 22px;
  color: #241fc1;
  margin-bottom: 15px;
  font-weight: 700;
}

.tinor-card p {
  font-size: 16px;
  color: #444;
  line-height: 1.6;
}

/* ====================================
   TINOR DELTA — COLLECTION NETWORK
   White + Corporate Blue
==================================== */

.collection-network {
  --blue: #1455e8;
  --blue-dark: #10265f;
  --text: #111e42;
  --muted: #536586;
  --border: #dce8ff;

  padding: 76px 24px 84px;
  background:
    radial-gradient(ellipse at top left,
      #edf4ff 0%, transparent 38%),
    #ffffff;
  color: var(--text);
  font-family: inherit;
}

.collection-container {
  width: 100%;
  max-width: 1320px;
  margin-inline: auto;
}

/* HEADER */

.collection-header {
  margin-bottom: 42px;
  text-align: center;
}

.collection-eyebrow {
  display: inline-block;
  margin-bottom: 16px;
  color: var(--blue);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 3.5px;
}

.collection-header h1 {
  margin: 0;
  color: var(--text);
  font-size: clamp(34px, 4.3vw, 58px);
  font-weight: 800;
  letter-spacing: -1.8px;
  line-height: 1.15;
}

.collection-header h1 span {
  color: var(--blue);
}

.collection-header > p {
  max-width: 680px;
  margin: 16px auto 0;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.8;
}

/* GRID */

.collection-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
}

/* CARD */

.region-card {
  position: relative;
  display: flex;
  min-width: 0;
  min-height: 265px;
  overflow: hidden;
  isolation: isolate;

  border: 1px solid var(--border);
  border-radius: 19px;
  background: #ffffff;
  color: inherit;
  text-decoration: none;

  box-shadow: 0 8px 28px rgba(23, 66, 145, 0.07);

  transition:
    transform 250ms ease,
    border-color 250ms ease,
    box-shadow 250ms ease;
}

.region-card:hover {
  transform: translateY(-4px);
  border-color: #8bb4ff;
  box-shadow: 0 16px 36px rgba(23, 66, 145, 0.13);
}

.region-card:focus-visible {
  outline: 3px solid #76a5ff;
  outline-offset: 4px;
}

/* LEFT CONTENT */

.region-info {
  position: relative;
  z-index: 2;
  display: flex;
  width: 58%;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
  padding: 28px;
}

.region-info h2 {
  margin: 0 0 17px;
  color: var(--blue-dark);
  font-size: clamp(22px, 2.1vw, 30px);
  font-weight: 800;
  letter-spacing: -0.8px;
  line-height: 1.25;
}

.region-code {
  display: grid;
  width: 43px;
  height: 43px;
  margin-bottom: 16px;
  place-items: center;
  border: 1px solid #c8dcff;
  border-radius: 12px;
  background: #edf4ff;
  color: var(--blue);
  font-size: 13px;
  font-weight: 800;
}

.region-info p {
  margin: 0 0 20px;
  color: var(--muted);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1px;
  line-height: 1.8;
  text-transform: uppercase;
}

.region-info p i {
  padding-inline: 3px;
  color: #8aa9ed;
  font-style: normal;
}

/* BUTTON */

.region-button {
  display: inline-flex;
  min-width: 125px;
  min-height: 42px;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 10px 15px;
  border-radius: 9px;
  background: var(--blue);
  color: #ffffff;
  font-size: 13px;
  font-weight: 700;
  box-shadow: 0 5px 14px rgba(20, 85, 232, 0.16);
  transition: background 200ms ease;
}

.region-button b {
  font-size: 21px;
  font-weight: 400;
  line-height: 1;
}

.region-card:hover .region-button {
  background: #0d3fc0;
}

/* RIGHT IMAGE */

.region-image {
  position: absolute;
  z-index: 1;
  top: 0;
  right: 0;
  bottom: 0;
  width: 45%;
  overflow: hidden;
  background: #e5edff;
  clip-path: polygon(31% 0, 100% 0, 100% 100%, 0 100%);
}

.region-image::after {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    110deg,
    rgba(38, 104, 245, 0.12),
    transparent 65%
  );
  content: "";
  pointer-events: none;
}

.region-image img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  transition: transform 450ms ease;
}

.region-card:hover .region-image img {
  transform: scale(1.06);
}

/* TABLET */




.tinor-ethical-header h2 {
  font-size: 24px;
  line-height: 1.4;
  padding: 0 15px;

  word-break: normal;
  white-space: normal;
}


/* IMAGE */
.td-methods-image img {
  border-radius: 15px;
}







.state-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  grid-auto-rows: 350px;
}

.state-card {
  position: relative;
  overflow: hidden;
  text-decoration: none;
}

.state-card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: .6s;
}

.state-card .overlay {
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, .45);
  transition: .4s;
}

.state-card h2 {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  color: #fff;
  font-size: 58px;
  font-weight: 700;
  z-index: 2;
  transition: .4s;
  text-align: center;
}

.state-card:hover img {
  transform: scale(1.12);
}

.state-card:hover .overlay {
  background: rgba(0, 0, 0, .25);
}

.state-card:hover h2 {
  transform: translate(-50%, -50%) scale(1.08);
}

/* ==========================================
   SERVICE PAGE — RESPONSIVE CSS
   Header and Footer excluded
========================================== */

* {
  min-width: 0;
}

img,
iframe {
  max-width: 100%;
}

/* Tablet */
@media (max-width: 1024px) {
  .service-hero {
    min-height: 430px;
    padding: 90px 28px 55px;
  }

  .service-hero .hero-content h2 {
    font-size: clamp(34px, 5vw, 48px);
  }

  .breadcrumb {
    top: 20px;
    left: 24px;
  }

  .td-video-section,
  .td-methods,
  .tinor-ethical {
    padding: 70px 30px;
  }

  .td-video-container,
  .td-methods-container {
    gap: 35px;
  }

  .td-video iframe {
    height: 320px;
  }

  .td-video-text h2,
  .td-methods-text h2,
  .tinor-ethical-header h2 {
    font-size: 34px;
  }

  .tinor-cards {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 22px;
  }

  .collection-network {
    padding: 60px 22px;
  }

  .collection-grid {
    gap: 16px;
  }

  .region-info {
    width: 65%;
    padding: 22px;
  }

  .region-image {
    width: 40%;
  }

  .region-info h2 {
    font-size: 24px;
  }

  .state-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    grid-auto-rows: 280px;
  }

  .state-card h2 {
    font-size: clamp(28px, 4vw, 42px);
  }
}

/* Mobile */
@media (max-width: 767px) {
  /* Hero */
  .service-hero {
    min-height: 420px;
    padding: 100px 20px 45px;
  }

  .service-hero .hero-content {
    width: 100%;
  }

  .service-hero .hero-content h2 {
    font-size: clamp(30px, 8vw, 42px);
    line-height: 1.2;
    letter-spacing: -0.8px;
    overflow-wrap: anywhere;
    margin-bottom: 18px;
  }

  .service-hero .hero-content h2::after {
    width: 58px;
    margin-top: 16px;
  }

  .service-hero .hero-content p {
    font-size: 15px;
    line-height: 1.7;
  }

  .breadcrumb {
    top: 18px;
    left: 16px;
    padding: 9px 13px;
    font-size: 13px;
    max-width: calc(100% - 32px);
  }

  /* Video section */
  .td-video-section {
    padding: 50px 18px;
  }

  .td-video-container {
    flex-direction: column;
    align-items: stretch;
    gap: 28px;
  }

  .td-video {
    width: 100%;
    border-radius: 15px;
  }

  .td-video iframe {
    display: block;
    width: 100%;
    height: auto;
    aspect-ratio: 16 / 9;
    border: 0;
  }

  .td-video-text {
    width: 100%;
  }

  .td-video-text h2 {
    padding: 0;
    font-size: clamp(27px, 7vw, 34px);
    line-height: 1.25;
  }

  .td-video-text .quote {
    padding: 0;
    font-size: 22px;
    line-height: 1.5;
    margin-bottom: 18px;
  }

  .td-video-text p {
    padding: 0;
    font-size: 16px;
    line-height: 1.75;
  }

  /* Methods section */
  .td-methods {
    padding: 50px 18px;
  }

  .td-methods-container {
    flex-direction: column;
    align-items: stretch;
    gap: 28px;
  }

  .td-methods-text,
  .td-methods-image {
    width: 100%;
  }

  .td-methods-text h2 {
    font-size: clamp(27px, 7vw, 35px);
    line-height: 1.25;
    margin-bottom: 25px;
  }

  .td-list {
    padding: 0;
  }

  .td-list li {
    padding-left: 28px;
    margin-bottom: 14px;
    font-size: 16px;
    line-height: 1.7;
  }

  .td-list li::before {
    left: 0;
    top: 4px;
    width: 20px;
    height: 20px;
  }

  .td-methods-image img {
    display: block;
    width: 100%;
    border-radius: 15px;
  }

  /* Ethical collection cards */
  .tinor-ethical {
    padding: 50px 18px;
  }

  .tinor-ethical-header {
    margin-bottom: 30px;
  }

  .tinor-ethical-header h2 {
    padding: 0;
    font-size: clamp(27px, 7vw, 35px);
    line-height: 1.3;
  }

  .tinor-ethical-header p {
    font-size: 16px;
    line-height: 1.7;
  }

  .tinor-cards {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .tinor-card {
    padding: 28px 24px;
    border-radius: 16px;
  }

  .icon-circle {
    width: 58px;
    height: 58px;
    font-size: 25px;
    margin-bottom: 20px;
  }

  .tinor-card h3 {
    font-size: 20px;
  }

  .tinor-card p {
    font-size: 15px;
    line-height: 1.7;
  }

  /* Collection network */
  .collection-network {
    padding: 48px 16px;
  }

  .collection-header {
    margin-bottom: 28px;
  }

  .collection-eyebrow {
    font-size: 11px;
    letter-spacing: 2px;
  }

  .collection-header h1 {
    font-size: clamp(28px, 7.5vw, 38px);
    letter-spacing: -0.8px;
    line-height: 1.2;
  }

  .collection-header > p {
    font-size: 15px;
    line-height: 1.7;
  }

  .collection-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  .region-card {
    min-height: 235px;
    border-radius: 16px;
  }

  .region-info {
    width: 67%;
    padding: 20px 16px;
  }

  .region-info h2 {
    font-size: clamp(20px, 5.5vw, 25px);
    letter-spacing: -0.4px;
    margin-bottom: 12px;
  }

  .region-code {
    width: 36px;
    height: 36px;
    margin-bottom: 12px;
  }

  .region-info p {
    font-size: 9px;
    line-height: 1.6;
    margin-bottom: 15px;
    letter-spacing: 0.6px;
  }

  .region-button {
    min-width: 0;
    min-height: 39px;
    gap: 10px;
    padding: 9px 11px;
    font-size: 12px;
  }

  .region-button b {
    font-size: 18px;
  }

  .region-image {
    width: 42%;
    clip-path: polygon(28% 0, 100% 0, 100% 100%, 0 100%);
  }

  /* State cards */
  .state-grid {
    grid-template-columns: 1fr;
    grid-auto-rows: 230px;
  }

  .state-card h2 {
    width: 90%;
    font-size: clamp(28px, 8vw, 38px);
    overflow-wrap: anywhere;
  }
}

/* Very small phones */
@media (max-width: 380px) {
  .service-hero {
    min-height: 390px;
    padding-inline: 15px;
  }

  .td-video-section,
  .td-methods,
  .tinor-ethical {
    padding: 40px 14px;
  }

  .tinor-card {
    padding: 24px 19px;
  }

  .collection-network {
    padding-inline: 12px;
  }

  .region-card {
    min-height: 220px;
  }

  .region-info {
    width: 70%;
    padding: 15px 12px;
  }

  .region-info h2 {
    font-size: 19px;
  }

  .region-image {
    width: 39%;
  }

  .region-button {
    font-size: 11px;
    gap: 7px;
  }

  .state-grid {
    grid-auto-rows: 200px;
  }
}